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flOPTF.fi OFSPEECH MAILED WITHOUT LETTER UPON RECEIPT OF REQUESTSNameAddressRussell G. SmithVice President, Bank of America,San Francisco, CaliforniaNumber sent1250Frank Holton & Company,Elkhorn, Wisconsin1D. L. Nivling80 Sunset Avenue, North Arlington, N.J.1C. M. HutchisonPresident, The WaKeeney State Bank,WaKeeney, Kansas1Thomas H. McElroy76 Morton Street, Andover, Mass.1Stuart Baker, Jr.58S West 215th Street, New York City1I. Ruden886 Washington St., S.W., Atlanta, Ga.1A. C. HedrickCashier, The Hutchinson State Bank,Hutchinson, Kansas2Thomas N. KeysGeo. A. StarringExecutive Manager, South Dakota Bankers Assn.,280 Dakota Avenue South, Huron, S. D.250David A. GastWarsaw, Indiana1Henry Salomon, Jr.40 Weld Hall, Harvard University,Cambridge, Mass.1The Springfield Republican,Springfield, Mass.1T. A. FritcheyMinot, Hooper & Co., San Francisco, Calif.2Allen B. Baker516 Henry Building, Portland, Oregon1John P. SamelsGeneral Heat & Air Engineers,200 Lyndale Avenue North, Minneapolis1Phoenix Assurance Co. Ltd. of London,55 Fifth Avenue, New York City2C. G. Wray133 North Street, Greenwich, Conn.1Theodore H. MarburgNewfoundland, New Jersey1Ella GroteMauston, Wisconsin1M. H. SterneWard, Sterne & Co., Birmingham, AlabamaF. M. Brown & CompanySan Francisco, Californial146 Aikenside Road, Riverside, Illinois1H. A. OltschR. W. Stores’. KusterDigitized for FRASERhttp://fraser.stlouisfed.org/Federal Reserve Bank of St. Louis12

NameAddressW. E. HallWilson Sports Equipment,2037 Powell Avenue, Chicago1Chief Chemist, L. F. Grammes & Sons,Allentown, Pennsylvania1G. W. Domheim15 Hamilton Avenue, Bronxville, N.Y.1Stanley Hird1704 Race Street, Philadelphia, Pa.1John J. Smith40 Mt. Pleasant Avenue, Newark, N.J.1H. C. Schmidt68 Marion Place, Rockville Centre,Long Island, New York1Loujean R. Holland500 E. Willow Ave., Wheaton, Illinois1N. E. Brown268 Spreckels Theatre Bldg., San Diego, Calif.1A. W. Stebbings823 West Church Street, Elmira, N.Y.1F. E. Briber5045 East 17th Ave., Denver, Colorado1E. A. GlensonThe Guardian Trust Company, Cleveland, Ohio1Arthur 0. Behrens122 N. Walnut St., E. Orange, New Jersey15145 Palm Street, St. Louis, Missouri1Eastern Advertising Company,209 Washington Street, Boston, Mass.1Paul C. Zembrodt1140 Madison Avenue, Covington, Kentucky1R. A. SavageThe Foxon Company, 227 W. Park St.,Providence, Rhode Island1Carl J. Swartz. M. KoonsJ. L. TribbleM. A. Shipman,Francis PalmsPresident, The National Bronx Bank,150th St. at Melrose Ave., New York CityNumber Sent50Standard Statistics Company, Inc.,345 Hudson Street, New York City1A. M. Railing1321 No. Third Street, Milwaukee, Wis.1A. E. TarrLeeds & Northrup Co., Chicago, Illinois1Jean SaurrsDivision of Banks, State of Ohio, Toledo1Dr. H. S. Stimson6820 Windsor Avenue, Berwyn, Illinois1Clarence Wiley1600 Arch Street, Berkeley, California1Digitized for FRASERhttp://fraser.stlouisfed.org/Federal Reserve Bank of St. Louis

NameAddressMadge Hoffman5850 Boich Court, Oakland, Calif.1L. C. Mudd5616 Broderick St., San Francisco1Banco de Mexico, S. A.Mexico City1Carl Gusler179 No. Ridgeland Ave., Oak Park, 111.1Sidney L. NyburgNyburg, Goldman & Walter, Attorneys at Law,Baltimore1H. E. KayIndustrial Brownhoist Corp., Bay City, Mich.1Allen B. CrowMerrill-Worth Corporation, Detroit1Robert A. DudleyGreat Northern Iron Ore Properties,St. Paul, Minnesota1The Southwestern Millers League,Kansas City, Missouri1L. C. KemmingTone Brothers, Des Moines, Iowa1Oscar Moe196 Madrona St., Chula Vista, Calif.1J. P. TurllingerFisheries Laboratories, Astoria, Oregon1Glenn C. Burbank II1000 Chestnut Street, San Francisco1H. H. GrothBox 52, Manitowoc, Wisconsin2E. F. McDonnell6745 Newgard Ave., Chicago1T. A. HarwoodBauer & Black, Chicago1C. F. Kuehnle, Jr.The Halsted Exchange National Bank, Chicago1Fred SalmFirst Sterling National Bank, Sterling, 111.1Luman W. GoodenoughGoodenough, Voorhies, Long & Byan,Penobscot Building, Detroit1Hugh J. McClearn601 Torrey Building, Duluth, Minnesota1Gordon W. HughesInland Lime and Stone Co., Manistique, Mich.1C. A. Wheeler607 Throckmorton St., Fort Worth, Texas1Colston E. WarneDepartment of Economics, Amherst College,Amherst, Mass.20150 Elmwood Avenue, Syracuse, New York1E. H. Hogueland’. KnauhtDigitized for FRASERhttp://fraser.stlouisfed.org/Federal Reserve Bank of St. LouisNumber Sent

Number SentNameAddressN. B. HermanSterling Products Co., 129 West 3d St.,Los Angeles1H. P. Webb57 No. 14th St., San Jose, Calif.1Jas. W. Doherty2008 Mission St., San Francisco1Yoneo AraiThe Tokio Marine and Fire Ins. Co. Ltd.,80 John Street, New York City1S. C. McConaheyWestinghouse Air Brake Company, Pittsburgh3Robert F. WilsonAssistant to the President,Associated Grocery Manufacturers of America205 East 42d Street, New York City1B. J. Dougherty2611 West 17th Street, Wilmington, Dela.1H. W. FitzGeraldStatistician, The Prudential Ins. Co.,Newark, New Jersey1Assistant to the Comptroller,Sears Roebuck and Co., Chicago1W. A. Layman134 So. LaSalle Street, Chicago1H. A. ZellerVice-President, The West Virginia Rail Co.,Huntington, West Virginia1Technicolor Motion Picture Corporation,15 Broad Street, New York City.1Harold RognessHudson, South Dakota1H. K. WillcoxChicago Title & Trust Company1Frank K. MurphyJohn Murphy Co., Baltimore1Bruce R. McNamerCity Treasurer, Shelby, Montana1S. J. Onwarsy919 San Benito Rd., Berkeley, Calif.1Victor A. HermannChapman & Co., 433 California St., San Francisco1W. H. RaleyLoma Linda Sanitarium, Loma Linda, Calif.1Harry R. WileyPalos Verdes Estates, Inc., 634 S. Spring St.,Los Angeles1Noel SingerC.P.A., 417 S. Hill St., Los Angeles1J. Harry WoodLife Insurance Sales Research Bureau,Hartford, Connecticut1Fred D. PotterHerbert T. KalrausDigitized for FRASERhttp://fraser.stlouisfed.org/Federal Reserve Bank of St. Louis

NameAddressW. J. ThorneTucker, Anthony & Co., 351 SouthWarren St., Syracuse, New York1Vice-President, The Bunting System,North Chicago, Illinois1Wm. J. Matthews500 Fifth Avenue, New York City1Edwin SwensonVice President, The Matinecock Bankof Locust Valley, New York1Elliott W. ReedSavannah, Georgia1George W. Reinecke1642 E. 79th Street, Chicago1F. W. Ruzicka204 Montana Building, Lewistown, Montana1Ralph ArnoldSumner H. SlichterNumber SentProfessor of Business Economics,’Harvard University1L. H. Freise & Co., Real Estate Mortgages,660 W. Washington Boulevard, Chicago1Asst. Vice President, American Trust Co.,528 Fourth Street, Santa Rosa, Calif.1Ä. Freeman211 N. Mulberry St., Mansfield, Ohio1C. W. GetchellEdwin G. Hart, Inc., 724 Van Nuys Bldg.,Los Angeles1Samuel R. DeLongBergen, Genesee Co., New York1Byron J. Foster408 if. Main St., Hudson, Michigan1Harold Rossiter546 Crescent Blvd., Glen Ellyn, 111.1W. C. Runyon834 Hobert Ave., Plainfield, New Jersey1Dr. Fr. Pollock629 W. 117th Street, New York City1J. M. TrapaniColumbia Naval Stores Company, Savannah, Ga.1S. W. DwinnellPresident, Northern Finance Corporation,Plymouth Building, Minneapolis1Vice President, Mercantile-Commerce Bankand Trust Company, St. Louis1Edward S. DowellHead, Dept, of Social Science, Athens (Ohio)High School1.arold S. TreworgyC.P.A., Stearns Building, Springfield, Mass.10. W. KoeberA. E. DuaneThos. C. HenningsDigitized for FRASERhttp://fraser.stlouisfed.org/Federal Reserve Bank of St. Louis

MarneAddressEdmund B. GlennyWhitney Building, New Orleans1John M. BrownPringle Furniture Co., Detroit1L. H. BrowneCashier, The Peoples Bank, Pratt, Kansas2R. G. ChristBuffalo National Corporation, Buffalo, N.Y.1R. E. EarpSewickley Heights, Sewickley, Pennsylvania1H. C. RelfPacific Forest Industries, Tacoma, Wash.1P. F. MiesckeWeyerhaeuser Timber Co., Longview, Wash.4J. E. TrabuccoRuss Building, San Francisco10. P. Swift & Company21 East 40th Street, New York CityNumber Sent1W. V. Gilbert898 Park Avenue, New York City1Tyler and TylerAttorneys, 30 Church Street, New York City1F. Morse ArcherPresident, First Camden National Bankand Trust Co., Camden, New Jersey1Arthur N. WadsworthDillon, Read & Co., New York City2H. C. GatterRoom 206, 4700 Frankford Ave., Philadelphia1W. G. Overmyer1061 La Belle Avenue, Steubenville, Ohio1W. H. Hendricks22 Sagamore Road, Bronxville, New York1C. M. Wilhelm416 South 16th Street, Omaha, Nebraska1Charles BraitBrait*s Furnishings for Men, Philadelphia1H. N. StoffordPresident, Ames Trust & Savs. Bk., Ames, Iowa1Frederick Halsey21 South Portland Ave., Brooklyn, New York1Harold M. Stern603 Haas Building, Los Angeles1California Seaboard Corp. 1223 Pacific Mutual Bldg., Los Angeles1R. M. BourneUniversity of Wyoming, Laramie, Wyo.1A. M. SimmsCredit Mgr., General Electric Supply Corp.,Salt Lake CityCharles E. EllicottDigitized for FRASERhttp://fraser.stlouisfed.org/Federal Reserve Bank of St. Louis2405 Ruscombe Lane, Baltimore11

NameAddressNumber SentDavid G. Vandusen206 Market St., Mifflinburg, Penna.1C. W. YelmThe Gates Rubber Company, Denver1H. M. RobbinsEverett, Washington1Charles H. FryeSeattle, Washington1Irving BogardusVice President, Federal Home Loan Bank,Portland, Oregon1Leon RoembachCashier, State Bank of Garden Plain, Kansas1R. B. WallacePresident, Commercial State Bank, El Campo,Texas1H. B. EllistonFinancial Editor, The Christian ScienceMonitor, One, Norway Street, BostonG. V. DouglasAuditor, The Bovaird Supply Co., Tulsa, Okla.Glenn McHughThe Equitable Life Assurance Society,393 Seventh Ave., New York CityMelbourne S. MoyerFulton Trust Company, 149 Broadway, New York CityJ. G. ThorntonVice President, The Wilmington Savingsand Trust Company, Wilmington, N. C.11111Edward H. Eckfeldt, Jr.Bankers Trust Co., 16 Wall Street, New York City1Maurice ZimmermanGuaranty Trust Company of New York1W. E. GriessThe Griess-Pfleger Canning Co., Cincinnati1W. E. JuliusExecutive Vice President, Federal Home LoanBank, Cincinnati1T. D. CahillPresident, The P. Sullivan Shoe Co., Cincinnati1Henry H. Schnetzer558 La Grange St., W. Roxbury, Mass.1Dr. S. J. Feingold515 Brant Bldg., Canton, Ohio1C. K. FullerTrust Officer, The Agricultural NationalBank of Pittsfield1T. M. GallieBurlap Broker, 351 Fifth Avenue, New York City1Farrell, Brown & Co.115 Broadway, New York City (U.S.Gov. Bonds)1John B. Reynolds111 W. Washington St., Chicago1Digitized for FRASERhttp://fraser.stlouisfed.org/Federal Reserve Bank of St. Louis

MarneAddressB. Holland925 So. Homan Ave., Chicago1C. E. McCartheyController, Allied Stores Corporation,1440 Broadway, New York City1H. R. Morse1004 Exchange Building, Boston1Abraham B. Keve10 East 40th Street, New York City1F. P. CuttingThe St. Regis, New York City1P. G. EastwickDunroven, Whippoorwill, Chappaqua, N. Y.1Metal and Thermit Corp.120 Broadway, New York City1I. J. Harvey, Jr.The Flintkote Co., 50 West 50th St.,New York City1A. C. Watt25 Chesterfield Road, Scarsdale, New York1Theodore SimonAssembled Products Co.,708 Broadway,New York City1F. E. Sullivan30 Federal Street, Boston1T. H. Brown90 Maple St., Maplewood, New Jersey1Coty W. KnightsThe Ball Company, Chicago1F. H. Bottenus111 John Street, New York City1E. F. HeardNewport News Shipbuilding and Dry Dock Co.,Newport News, Virginia1Vice President, The Midway National,St. Paul, Minnesota1A. J. ArensdorfS. J. Groves & Sons Co., Ridgefield, N. J.1R. M. EhlersJames Manufacturing Co., Fort Atkinson, Wisconsin6Edgar H. BohleThe Boatmen's National Bank, St. Louis1Eugene Williams315 North Seventh St., St. Louis1W. C. Clancy,Secretary, The Advance Corporation, Chicago1Calvin Fentress, Jr.Allstate Insurance Company, Chicago1J. Howard Leman53 State Street, Boston1J. Henry Kukelski270 Harrison Avenue, Jersey City, N. J.1F. D. WinslowRepublic Steel Corporation, Houston, Texas.1C. T. WhiteBursar, Union Theological Seminary, New York City1M. F. ErnstDigitized for FRASERhttp://fraser.stlouisfed.org/Federal Reserve Bank of St. LouisNumber Sent

NameAddressT. S. WalkerThe Red River Lumber Co., Westwood, Calif.1E. W. TicknorBox 1726, Midland, Texas1H. GrahamAccountant, Erlinder-Platt Sales Corp.,Chicago1H. G. HoffmannP.O.Box 244, Chicago, Illinois1Victor House71 East 77th St., New York City1Reference LibraryFederal Reserve Bank of New York2John L. SteinbuglerPresident, Wm. S. Atwater & Co., New York City1John R. WallerPresident, International Bank, Washington1Edward S. BentleyConklin & Bentley, 20 Exchange Place, New York1Greely Sturdivant, Jr.Number SentSearle, James & Hathaway, 14 Wall St.,New York1Lasser Brothers70 Pine Street, New York City1R. M. DreyfussSemon Bache & Co., New York City1Milton M. SilvermanM. Lowenstein & Sons, 37 Leonard St.,New York1E. A. Pierce & Co.40 Wall Street, New York City2Findlay Clay Products Company, Washington, Pennsylvania2C. C. WalkerWachovia Bank & Trust Co., Winston-Salem, N. C.1Joseph Kohn,President, Universal Dental Co., Philadelphia1James Hemphill202 Diamond Bank Building, Pittsburgh1Frank BuchananKessler Building, McKeesport, Pennsylvania1D. F. Hubbell145 E. 52d Street, New York City1Walter E. SpahrDepartment of Economics, New York University1Henry G. HolbrookThe Kendall Company, Boston1Sam R. MarksMarks, Marks, Holt, Gray & Yates,Graham Building, Jacksonville, Florida1Albert JohnsonLaundryowners National Association, Joliet, 111.1C. E. EagleC. E. Eagle and Company, Hutchinson, Kansas1Deane W. TrickInvestment Secretary, Bankers Life Company,Des Moines, Iowa11940 Barth Avenue, Indianapolis, Indiana1Digitized for FRASERD. Alexanderhttp://fraser.stlouisfed.org/Federal Reserve Bank of St. Louis

Name. SoloweyAddressNumber SentJ. A. Deknatle and Son, Inc.19-20 22nd St., Queens Village, L. I.1P. J. Clemens355 Washington St., Chagrin Falls, Ohio1C. M BerneganVice President and Treasurer,Keuffel & Esser Co., Hoboken, N. J.1Presidént, The Butler County NationalBank and Trust Co., Butler, Pa.1The Northwestern Mutual Life Ins. Co.314 Marine Bank Bldg. Milwaukee, Wis.1Vice President, Hamraermill Paper Co.Erie, Pa.1Arch W. ShawShaw & Co., Inc. 135 South LaSalle St., Chicago1Willard P. FullerPresident, Atlantic Gypsum Products Company40 Central Street, Boston1J. H. Hayes30 Rockefeller P